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Circular - Nidan Kasoti Babat

 One little policy does a lot. A renters policy covers almost all of your personal property in your apartment, and in some cases, out of your rental unit.  The insurance extends to your home's contents and liability for damage to property of others or injury caused to someone by you or a family member. Your policy can be personalized to include greater levels of protection for important property, home office situations, liability for boat ownership.

Today, only a few states require liability insurance before you can own and operate a snowmobile. But even if insurance isn't required by law, it is a good idea to carry liability and often physical damage as well as comprehensive insurance coverage on your snowmobile. We have experience insuring snowmobiles and we have access to several top rated insurance companies who specialize in affordable and comprehensive insurance policies for all types of snowmobiles. We can do the comparison shopping for you so you have more time for riding.

Liability insurance for snowmobiles is similar to liability on a car insurance policy. It provides insurance coverage if you injure someone while riding your snowmobile as well as property damage you may cause in an accident. Physical damage and comprehensive insurance coverage respond if your insured snowmobile is damaged, either in an accident (physical damage insurance) or by, say a falling tree (comprehensive).

There are other insurance coverages that are worth considering for your snowmobile, such as uninsured/underinsured motorist coverage and roadside assistance. We can get a you a comparative quote quickly and can help you consider the options that are right for your insurance protection.

Travel, whether for business or pleasure, can often require a significant outlay of cash. We travel for opportunity, relaxation and adventure, but when cancellations, missing luggage, medical emergencies or other unforeseen misfortune crops up, the pleasure of travel can take a 180 degree turn. We can help remove some of the anxiety that would otherwise accompany vacation, overseas or business trips with travel insurance that fits your plans.

Business and personal trips can be cancelled (or delayed, which can be just as bad) for a variety of reasons: airline cancellations or delays, medical emergencies, evacuation, or an illness or death in the family. The costs of trip cancellation can be significant including forfeited deposits and penalties for cancelled hotel and travel reservations. Trip cancellation should be a consideration before undertaking any excursion.

Private aircraft owners' and operators' insurance needs differ depending on many factors like the number and type of passengers an aircraft will carry, aircraft value, how an aircraft is used and financial consequences of lawsuits filed against aircraft owners and pilots. We will take the time to understand your special needs and tailor a low cost, high quality aviation insurance program for you.


Businesses from self-employed consultants to large organizations with fleets of trucks and specialty vehicles need commercial auto insurance. A commercial auto agent at J. P. Perry Insurance will analyze your business needs, and identify the best options for insuring your business auto exposures. The right insurance for your vehicles can protect your business when:ur business owns or leases vehicles

Employees drive business owned or borrowed cars or trucks.you have non-employees in your vehicle for business activities

J.P. Perry understands that small business owners have to wear a lot of hats, and sometimes it's hard to find time to put on your business insurance hat. A Business Owners Policy, sometimes called a BOP for short, is a convenient yet comprehensive way to handle small business insurance needs.

A BOP is a type of business insurance policy that bundles several crucial insurance coverages together, much like a homeowners policy. A BOP can be customized and other business insurance policies can be included to adapt standard business insurance coverage to your small business' specific needs. Some of the important insurance coverages included in a Business Owners Insurance Policy include:

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