The Government of India has launched the Pradhan Mantri Shram Yogi Maan-dhan yojana for workers aged 18 to 40 years associated with the unorganized sector, whose monthly income is Rs. 15,000 or less. In such a situation, you can save your old age from financial problems by taking a pension plan. If you have not yet taken any pension scheme, then the Central Government's Atal Pension Scheme and Pradhan Mantri Shram Yogi Maan-dhan yojana will be right for you. Today we are telling you about these two schemes so that you can take advantage of the scheme as per your liking.
Under this scheme, unorganized sector workers get a pension of Rs. 3000 after the age of 60 years. Under the scheme, the government is more involved in the monthly contribution of the beneficiary. That is, if your contribution is Rs 100, the government will also add Rs 100 to it. If you are 18 years old, you can arrange a pension of Rs 3,000 for yourself by investing only Rs 55 per month.
Eligibility Criteria:
Should be an unorganised worker
Entry age between 18 and 40 years
Monthly Income Rs 15000 or below
People from the organized sector or the Employees Provident Fund (EPF), the National Pension Scheme (NPS) or the State Employees Insurance Corporation (ESIC) or those who pay income tax are not eligible for the scheme.
Documents will be required?
Aadhar card
Savings Bank Account / Jan Dhan account number with IFSC
Mobile Number
How to apply?
Interested eligible person shall visit nearest CSC centre. Location of CSC centre can be ascertained from the information page on web sites of LIC of India, Ministry of Labour and Employment and CSC.
While going to CSC for enrolment, he shall carry with him the following :
Aadhar Card
Savings/Jan Dhan Bank Account details along with IFS Code ( Bank Passbook or Cheque Leave/book or copy of bank statement as evidence of bank account )Initial contribution amount in cash for enrolment under the scheme
Village Level Entrepreneur (VLE) present at the CSC will key-in aadhar number, name of subscriber as printed on aadhar card and date of birth as given in aadhar card and the same will be verified with UIDAI database.
Further details like Bank Account details, Mobile Number, Email-id, if any, spouse and nominee details will be captured.
Self-certification for eligibility conditions will be done.
System will auto calculate monthly contribution payable according to age of the subscriber.
Subscriber shall also pay the amount of 1st subscription in cash to the VLE who will generate receipt to be handed over to the subscriber.
Enrolment Form cum Auto Debit mandate will also be printed which will then be signed by the subscriber. VLE then shall scan the signed enrolment cum auto debit mandate and upload into the system.
At the same time, a unique Shram Yogi Pension Account Number will be generated and Shram Yogi Card will be printed at CSC
With completion of process, subscriber will be having with him Shram Yogi Card and signed copy of enrolment form for his record.
He will also receive regularly SMS on activation of auto debit and Shram Yogi Pension Account details.
CSC Locator
For finding the nearest CSC, please visit locator.csccloud.in
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