The purpose of business property insurance is to get your business up and running again quickly after a fire, theft, or other misfortune. What that could mean is repairing your building or replacing inventory, equipment or other business personal property. If you exercise the business interruption option, commercial property insurance can also replace lost income and pay suppliers while your business is being put back together after a covered loss and claim.
J. P. Perry Insurance represents several, top rated commercial property insurance companies, so we can review a number of options for your business with different coverage options, limits, deductibles and credits. Contact one of our commercial property agents today and start protecting your business with confidence today.
There are several types of Surety Bonds for contractors: Bid Bonds, Performance Bonds, Payment Bonds, License Bonds and Supply Bonds are a few. In general, surety bonds assure a project owner that they can rely on contractor performance, ability to make payments to certain other parties (sub-contractors, e.g.), good faith bid submissions and so on. The issuer of sureties, usually an insurance company subsidiary, investigates the abilities of a contractor and, in the event of a valid claim, will make reimbursement for non-performance according to the terms of the surety.
This kind of insurance provides insurance against liability for, as the name implies, employment practices. Protection, which will vary from policy to policy, covers a broad range of claims or lawsuits that might be brought by current or former employees or employment candidates. Just a few examples include sexual harassment, wrongful termination or discipline, wrongful failure to promote or hire, emotional distress, discrimination and invasion of privacy. Recent growth in employment practice litigation makes review of employment practices and insurance protection a necessity for most businesses today.
Workers' compensation insurance in Florida works two ways: it protect your employees and it protects your business. If an employee is injured on the job, work comp insurance will pay for medical care, disability - whether permanent or temporary, and death benefits. If you are found to be liable for employee injury or illness, workers' compensation can protect you and your business. This type of insurance is often mandatory.
Check with a work comp agent at J. P. Perry Insurance to learn if your business is required to carry workers' compensation insurance and let us explore coverage options for you. As an independent insurance agent we represent several top rated work comp insurance companies and can get you the right coverage that fits your business insurance budget.
your business or profession requires specialized knowledge, and you provide service or counsel based on that knowledge, then you could be a target for a lawsuit not covered under standard commercial liability insurance.
Options and competitive quotes for errors and omissions insurance
J. P. Perry Insurance can provide competitive professional liability insurance, sometimes called errors and omissions insurance, for accountants, attorneys, architects, counselors, engineers, management and business consultants, personal trainers, photographers,and technology companies, among others in Florida.
Professional liability insurance can protect you if you are held liable for financial loss or other damages as a result of negligence or other failure to perform services and also includes coverage for defense costs. To learn more about professional liability options for you or your business, contact an professional liability insurance agent at J. P. Perry Insurance today
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