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Ayushman Bharat - Pradhan Mantri Jan Arogy Yojna (PM-JAY)

 Ayushman Bharat - Pradhan Mantri Jan Arogy Yojna (PM-JAY)

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (abb. AB PM-JAY, translation: Longeval India Prime Minister's People's Health; also referred to as Ayushman Bharat National Health Protection Scheme abb. NHPS) of the Government of India aims to provide free access to healthcare for 50 crore people in the country.[2] People using the program access their own primary care services from a family doctor. When anyone needs additional care, then PM-JAY provides free secondary health care for those needing specialist treatment and tertiary health care for those requiring hospitalization.


The programme is part of the Indian government's National Health Policy. It was launched in September 2018 by the Ministry of Health and Family Welfare. That ministry later established the National Health Authority as an organization to administer the program. It is a centrally sponsored scheme and is jointly funded by both the federal government and the states. By offering services to 50 crore (500 million) people it is the world's largest government sponsored healthcare program.[4] The program is a poverty alleviation programme as its users are people with low income in India.

The applicant has to pay an amount of 30 rs upon application, though there is no charge upon receiving the golden card.

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